What are the causes for payment failure in Apple Pay Services- Unavailable?
There may be a variety of reasons why the service is unavailable; however the following are some of the most significant ones:
Apple ID and iPhone have different User Information: If the user has different information on the Apple ID which is on Apple website that is different from the data on your iPhone, then this difference may cause Apple Pay authentication failure, which may result in payment failure. VPN or Ad blocker running in background: If the VPN or Ad blocker is running in the background of your iPhone’s then this may interfere in your server-client communication of Apple Pay while making payments, and then it may result in the failure of the payment. Data Restrictions: Apple Pay might not be working while making purchases if the net or cellular data of your iPhone’s are turned off. This may limit Apple Pay’s permission to connect its servers. Invalid iPhone Area Options: If the location in your iPhone settings is configured to an area where the Apple Pay is not supported, then it can cause a failure while making payments through the Apple Pay.
Turn off or restart iPhone
The Apply Pay issue can be a short-term iPhone malfunction that can be resolved by restarting the device. But first, ensure sure the Apple Pay service is operational.
Following are steps-
STEP1- The iPhone’s power button should be pressed and held.
STEP-2 Drag the power button once it displays to switch off the apple phone.
STEP-3 Once the phone has shut down, press the power button and again wait until Brand logo appears.
STEP-4 Check to see if Apple Pay’s problem has been resolved or not, once the device has been correctly switched on.
Try a different server
The failure of payments caused by the Apple Pay service issue may be the consequence of a network restriction that forbids the usage of unknown servers. For instance, switching networks may be the solution if the network at your business or just about any location is preventing access to the server that supports Apple Pay.
Disconnect your iPhone from the cellular data or net it is now connected to, which prevents users from using Apple Pay, and try to connect to a different network that allows users to use Apple Pay. Check Apple Pay after switching networks to see whether the issue or problem is solved or not.
Try to Change the Area Settings in your device
Apple Pay is limited to specific areas/countries, thus if the iPhone is set to a different area, it may end in Apple Pay not working. The issue could be resolved in this scenario by modifying the iPhone’s region settings.
Open Settings and tap on General option. Open Language & Region and then press on Region option. After choosing the appropriate location press done. Now check to see if the Apple Pay Services outage problem has been fixed. Still Apple Pay not working then check to see if Apple Pay is offered in your nation or region.
Turn on Mobile Data for Apple Wallet
Apple Pay Services may not be available if the Apple Wallet is not given access to your iPhone’s mobile data connection. This can happen if there are connectivity problems. In this case user should give access of cellular data for the Apple Wallet on the iPhone which can resolve the issue of Apple Pay.
Open Settings and tap on Cellular option. Switch on Apple Wallet, and then restart the troublesome Apply Pay procedure to see if the issue of payment failure is resolved or not.
Turn of VPN running in background
Apply Pay requires the geographical address of the iPhone user to complete the payment procedure, and if the VPN is running in the background of your iPhone things might not work out properly and Apple Pay can create an issue, by disabling the iPhone’s VPN can resolve the problem and help to complete the procedure of payment.
Open Settings and tap on General option. Tap on VPN and move the Configuration bar to off. Check Apple Pay after switching off VPN to see whether the issue or problem is solved or not.
If the problem continues then the user contact should contact card issuing bank and should checkout if the card is functioning properly or not. It might be possible that the user have to verify the past transactions that the bank flagged as suspect before, so that the bank would process the additional payment attempts.
