So Why Would Chime Deny Me?
Your application may have been rejected as a result of submitting the wrong information. For example, you may have submitted the wrong Social Security Number. In addition, you may be a minor or you are not a citizen of the United States of America.
Continue reading to find out why Chime may have rejected you and how to solve it.
Why Did Chime Reject my Account Application?
Although it is uncommon for Chime to deny you, it is possible. There are various possible explanations for this. To begin with, it may be perplexing, particularly if you have a well-paying occupation and outstanding credit.
So, here are the four most likely reasons Chime may have refused you.
Inadequate Personal Information
To open an account with Chime, you are supposed to provide extra personal information in addition to your Social Security Number. Personal data such as your complete name, postal address, mobile number, and so on will be required. This information must be entered carefully. Check any mistakes after entering your personal information into the Chime new account application. Mistyping is frequent, and this might be why Chime refused your application.
Always use your full legal name. Make no use of nicknames. It is possible that Chime will reject your application owing to a conflict or inconsistency in your credentials.
Social Security Number Errors or Forgeries
One of the most frequent reasons Chime may reject your application is if you submitted your Social Security Number erroneously. As a result, you will be unable to proceed with the application since it is a vital piece of information that they must submit to the IRS. You will be unable to register an account on Chime if you attempt to generate a Social Security Number from a third-party website. The same is true for all the other platforms that provide financial solutions.
If you are detected using a phony SSN, Chime may prohibit you. Generated or phony SSNs will not function and are illegal.
You are still too young.
You must not be minor if you want to register for Chime services. You must be 18 years of age. If you do not present evidence of your age, Chime will dismiss your registration. Your application will be turned down if you don’t submit a document which confirms your age.
Minors are not authorized to open bank accounts in the United States; this is not merely a Chime requirement.
You are not a citizen of the United States.
In addition to being at least eighteen years of age and residing in the USA, the applicant must be a citizen. Your application will be denied if you do not submit evidence of residence.
You should now understand why you can be rejected at Chime and how to resolve the issue. It values the privacy and security of your private details, and as a result, it does not disclose or sell your information to anybody.
What Should I do to Get my Chime Account Approved?
To enhance your chances of getting approved for a Chime account, you must fulfill the following eligibility requirements:
No youngsters under the age of 18 are permitted. You must be a U. S. citizen. Other Chime accounts in your names should be closed
If you have any queries, please contact Chime’s email or phone support before applying.
Is a credit check performed by Chime?
Chime does not presently conduct credit checks on new account applications. So, if you didn’t pay your AT&T Uverse, Comcast, or ADT bill, your Chime application will not be denied. However, it does not help you create credit when purchasing or renting an automobile.
Is Chime Approved by Everyone?
Although registering for a Chime account is simple, not everyone will be accepted.
The reasons for the denial are often easy to handle. For example, it may be because of the wrong information you submitted or the second account you are trying to create, or the wrong social security number you submitted. They will also deny your registration if you are still a juvenile or if you are not legally a citizen and resident of the United States of America. If Chime rejects your user registration, please contact customer support or seek a rationale. It provides banking instant support throughout the week, twenty-four hours.
